We set out three main scenarios you could be in and what this means. Then, if there’s another reason for the situation, our experts can explain it individually.
Young students
To rent through us, a student must have a job with a valid employment contract of indefinite duration. In addition, their monthly salary must be sufficient to pay the monthly rent – income(s) and expenses must be in balance. The money provided by a third party, e.g. a mother or father, is not a sufficient income argument.
Foreigners
Those foreigners for whom the system asks for an additional background check are likely to be recent arrivals in Estonia and have no credit history. In this case, our customer support specialist will ask the prospective tenant for a personal identification document and a valid employment contract of unlimited duration signed by a local employer. Rendin’s task is to ensure that the person has a stable income and a financial balance between the monthly salary and the rent. The rent and utility bills should not be more than half of one month’s expenses (60% at most).
Reminder: the first condition for applying is to have an Estonian identity card.
Local working adults
Suppose all the prerequisites seem to be met. In that case, the automatic check can be switched to “pending” status so that a Customer Support specialist can carry out a manual check to verify the applicant’s ability to pay. Steps to take:
- First, the candidate must check their own public data via Minucreditinfo.ee and Taust.ee and make sure their financial background is clean.
- If this is in order and the person agrees to proceed with the manual check, they must notify Rendin Customer Support.
- If necessary, we ask for a bank statement for the last six months as a proof point. In this way, Rendin can be sure that the person is receiving a regular salary and can pay the monthly rent.
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